Jak vn\u00edm\u00e1te aktu\u00e1ln\u00ed situaci z finan\u010dn\u011b-poradensk\u00e9ho \u00fahlu pohledu?<\/span><\/strong><\/p>\n\n\n\n Doba se nyn\u00ed zm\u011bnila, v\u0161e je jinak. 3 m\u011bs\u00edce jsme \u017eili v obdob\u00ed nejistoty. Najednou byla pry\u010d doba, kter\u00e1 byla hektick\u00e1, pro v\u0161echny velmi rychl\u00e1 a mnohdy neuspo\u0159\u00e1dan\u00e1. Museli jsme se zastavit a t\u00edm i toky pen\u011bz, zisky spole\u010dnost\u00ed a p\u0159\u00edjmy v na\u0161ich pen\u011b\u017eenk\u00e1ch. V oblasti financ\u00ed bych tedy aktu\u00e1ln\u00ed situaci nazvala p\u0159erodem, novou dobou. V\u0161ichni jsme dostali mo\u017enost nahl\u00e9dnout sami do sebe, zjistit, co opravdu chceme, k\u00fdm jsme a tak\u00e9 kam sm\u011b\u0159uj\u00ed na\u0161e pl\u00e1ny ohledn\u011b pen\u011bz, zda s nimi dob\u0159e hospoda\u0159\u00edme \u010di nikoliv. D\u011bl\u00e1te impulsivn\u00ed n\u00e1kupy? Strachujete se? Jsem p\u0159esv\u011bd\u010dena, \u017ee tato doba n\u00e1m p\u0159inesla jedine\u010dnou mo\u017enost se zastavit a pln\u011b si uv\u011bdomit, co od \u017eivota o\u010dek\u00e1v\u00e1me, kolik pen\u011bz na to budeme pot\u0159ebovat, jestli je na\u0161e cesta spr\u00e1vn\u00e1. Ur\u010dit\u011b je d\u016fle\u017eit\u00e9 si napl\u00e1novat, aktualizovat a zhodnotit svoji finan\u010dn\u00ed cestu, zda je v\u0161e v souladu s na\u0161imi p\u0159\u00edjmy a v\u00fddaji. Je to doba vhodn\u00e1 pro nov\u00e9 c\u00edle a sny, pro zvolen\u00ed nov\u00e9 cesty pln\u00e9 hojnosti. S t\u00edm v\u0161\u00edm na\u0161im klient\u016fm pom\u00e1haj\u00ed na\u0161i finan\u010dn\u00ed poradci, jak my \u0159\u00edk\u00e1me \u2013 finan\u010dn\u00ed terapeuti.<\/p>\n\n\n\n Jednozna\u010dn\u011b ano. V\u0161ichni ve Favour Finance jsme dostali mo\u017enost zamyslet se, jak se sv\u00fdmi klienty nad\u00e1le fungovat. Najednou jsme p\u0159ed sebou vid\u011bli i jin\u00e9 cesty, jak s\u00a0klientem komunikovat a ne\u010dekat v\u017edy pouze na osobn\u00ed sch\u016fzku, kdy\u017e klient pot\u0159ebuje n\u011bco d\u016fle\u017eit\u00e9ho probrat. Za\u010dali jsme v\u00edce pou\u017e\u00edvat on-line n\u00e1stroje, soci\u00e1ln\u00ed s\u00edt\u011b, video hovory a on-line sch\u016fzky, d\u00edky kter\u00fdm jsme schopni vyj\u00edt klientovi vst\u0159\u00edc mnohem d\u0159\u00edve, ne\u017e je tomu u osobn\u00edch sch\u016fzek. \u010cas n\u00e1\u0161 v\u0161ech je velmi cenn\u00fd a my v\u00edme, \u017ee ho chceme \u0161et\u0159it na obou stran\u00e1ch, co\u017e lze nyn\u00ed v\u00a0t\u00e9to on-line dob\u011b mnohem sn\u00e1z.<\/p>\n\n\n\n Na\u0161i klienti v\u011bd\u00ed, \u017ee se na n\u00e1s kdykoliv mohou obracet s\u00a0jak\u00fdmkoliv dotazem. Pro n\u00e1s je ve sv\u00e9 podstat\u011b nejd\u016fle\u017eit\u011bj\u0161\u00ed \u010d\u00e1st finan\u010dn\u00edho poradenstv\u00ed n\u00e1sledn\u00fd poradensk\u00fd servis, kdy s\u00a0klientem \u0159e\u0161\u00edme v\u017edy jeho aktu\u00e1ln\u00ed pot\u0159eby. Rozum\u00edme, \u017ee nyn\u00ed se mnoha klient\u016fm mohly jejich pot\u0159eby zm\u011bnit a t\u00edm sp\u00ed\u0161e je \u017e\u00e1douc\u00ed, aby se obr\u00e1tili na sv\u00e9ho finan\u010dn\u00edho terapeuta, kter\u00fd jim velmi r\u00e1d pom\u016f\u017ee s\u00a0nastaven\u00edm nov\u00e9 cesty. Pro zaj\u00edmavost \u2013 v\u00a0\u010cesk\u00e9 republice se mnoho lid\u00ed pot\u00fdk\u00e1 s\u00a0n\u00e1sledky impulsivn\u00edch n\u00e1kup\u016f, kv\u016fli kter\u00fdm utr\u00e1c\u00ed velk\u00e9 mno\u017estv\u00ed pen\u011bz za v\u011bci, kter\u00e9 ani nepot\u0159ebuj\u00ed. Nemaj\u00ed pak prost\u0159edky na tvorbu rezerv, co\u017e m\u016f\u017ee b\u00fdt pr\u00e1v\u011b v\u00a0dob\u011b ekonomick\u00e9 nejistoty velkou nev\u00fdhodou. Podstatn\u00e9 tedy je, nal\u00e9zt optim\u00e1ln\u00ed cestu, kter\u00e1 bude klientovi a jeho finan\u010dn\u00edm pl\u00e1n\u016fm maxim\u00e1ln\u011b vyhovovat.<\/p>\n\n\n\n Jednozna\u010dn\u011b nej\u010dast\u011bj\u0161\u00edm dotazem od 13. 3. 2020 byl dotaz na odklad hypot\u00e9k. J\u00e1 osobn\u011b m\u00e1m velkou radost z\u00a0toho, \u017ee po\u010det na\u0161ich klient\u016f, kte\u0159\u00ed se na odklad zeptali byl minim\u00e1ln\u00ed v\u00a0porovn\u00e1n\u00ed s\u00a0celkov\u00fdm po\u010dtem klient\u016f, kter\u00e9 m\u00e1me v\u00a0na\u0161em portfoliu Favour Finance. Velk\u00e1 \u010d\u00e1st klient\u016f se zeptala p\u0159edev\u0161\u00edm proto, \u017ee se toto t\u00e9ma hojn\u011b prob\u00edralo v\u00a0m\u00e9di\u00edch, sly\u0161eli ho od okol\u00ed \u010di od lid\u00ed, kter\u00fdmi se obklopuj\u00ed. My jsme si se v\u0161emi klienty promluvili a jsme r\u00e1di, \u017ee odklad hypot\u00e9k nakonec vyu\u017eila jen opravdu minim\u00e1ln\u00ed \u010d\u00e1st z\u00a0nich a v\u011bt\u0161ina zjistila, \u017ee tento odklad pro n\u011b nen\u00ed nutn\u00fd. Pochopili, \u017ee v\u00a0budoucnu m\u016f\u017ee p\u0159ij\u00edt jin\u00e1, v\u00e1\u017en\u011bj\u0161\u00ed \u017eivotn\u00ed situace, t\u00fdkaj\u00edc\u00ed se nap\u0159\u00edklad jejich zdrav\u00ed, a \u017ee teprve pot\u00e9 pro n\u011b m\u016f\u017ee b\u00fdt odklad hypot\u00e9k relevantn\u00ed \u0159e\u0161en\u00ed takov\u00e9 situace.<\/p>\n\n\n\n Ano, to ur\u010dit\u011b m\u00e1m. Za prv\u00e9 \u2013 m\u011bjte sami sebe na prvn\u00edm m\u00edst\u011b. Za druh\u00e9 \u2013 pova\u017eujte sv\u00e9 pen\u00edze za velmi d\u016fle\u017eit\u00e9. A stejn\u011b jako se star\u00e1te sami o sebe, je nutn\u00e9 starat se i o va\u0161e finance. Toto vn\u00edm\u00e1me a c\u00edt\u00edme v\u0161ichni z Favour Finance. Ka\u017ed\u00fd \u010dlov\u011bk, kter\u00fd se m\u00e1 r\u00e1d a je si v\u011bdom vlastn\u00ed sebehodnoty, chce sv\u016fj \u017eivot \u017e\u00edt. Ne p\u0159e\u017e\u00edvat. A k\u00a0tomu, aby mohl hezky \u017e\u00edt, pot\u0159ebuje tak\u00e9 zdrav\u00e9 pen\u00edze a kvalitn\u00ed portfolio produkt\u016f. Doporu\u010duji si v\u017edy jasn\u011b specifikovat vlastn\u00ed c\u00edle. Finan\u010dn\u00ed terapeut pak pom\u016f\u017ee konkretizovat jednotliv\u00e9 finan\u010dn\u00ed cesty za ka\u017ed\u00fdm va\u0161\u00edm snem a zhodnotit, nakolik je va\u0161e cesta re\u00e1ln\u00e1 a dob\u0159e nastaven\u00e1. Velmi z\u00e1sadn\u00ed je tuto cestu a nastaven\u00fd syst\u00e9m dodr\u017eovat a m\u00edt discipl\u00ednu.<\/p>\n\n\n\n Nyn\u00ed je vhodn\u00e1 doba pro nakupov\u00e1n\u00ed investic, kter\u00e9 te\u010f obecn\u011b klesly zhruba o 20 %. Je v\u00edce ne\u017e ide\u00e1ln\u00ed \u010das k\u00a0tomu, nau\u010dit se svoje prost\u0159edky zhodnocovat, roz\u0161i\u0159ovat a obecn\u011b finan\u010dn\u011b r\u016fst. D\u00e1le se finan\u010dn\u00ed p\u0159\u00edle\u017eitost t\u00fdk\u00e1 n\u00e1kupu vlastn\u00edho bydlen\u00ed. Banky v\u00a0tomto obdob\u00ed sni\u017euj\u00ed \u00farokov\u00e9 sazby, co\u017e hraje velkou roli pro fin\u00e1ln\u00ed v\u00fd\u0161i spl\u00e1tky hypot\u00e9ky a mnohdy m\u016f\u017ee klient u\u0161et\u0159it a\u017e tis\u00edci koruny, kter\u00e9 m\u00e1 mo\u017enost d\u00e1le investovat a zhodnocovat. V tomto sm\u011bru doporu\u010duji kontaktovat sv\u00e9ho finan\u010dn\u00edho teraupeta a z\u00edskat v\u017edy aktu\u00e1ln\u00ed informace z finan\u010dn\u00edho trhu.<\/p>\n\n\n\n V\u011b\u0159\u00edm, \u017ee mnoho lid\u00ed ve finan\u010dn\u00ed oblasti dostalo p\u0159\u00edle\u017eitost k\u00a0promy\u0161len\u00ed si, zda je tato oblast pro n\u011b vhodn\u00e1 \u010di nikoliv. Pokud lid\u00e9 v\u00a0tomto obdob\u00ed v\u0161e ust\u00e1li, maj\u00ed pevn\u00e9 z\u00e1klady a zdrav\u00e9 ko\u0159eny, jsou schopni poskytovat kvalitn\u00ed finan\u010dn\u00ed poradenstv\u00ed d\u00e1l a neust\u00e1le r\u016fst. Co se t\u00fdk\u00e1 konkr\u00e9tn\u011b na\u0161\u00ed spole\u010dnosti, tak Favour Finance je rodinn\u00e1 firma a ur\u010dit\u011b jsme v\u0161ichni poc\u00edtili ur\u010dit\u00e9 rezervy v\u00a0jej\u00edm rozr\u016fst\u00e1n\u00ed. Aktu\u00e1ln\u011b m\u00e1me otev\u0159eno 9 poradensk\u00fdch center v\u00a0\u010cesk\u00e9 republice a pl\u00e1nujeme otev\u0159\u00edt dal\u0161\u00ed. K\u00a0leto\u0161n\u00edmu, ji\u017e 5. v\u00fdro\u010d\u00ed zalo\u017een\u00ed na\u0161\u00ed spole\u010dnosti chceme otev\u0159\u00edt jubilejn\u00ed 10. centrum a splnit si tak n\u00e1\u0161 sen o tom, m\u00edt p\u0159\u00edjemn\u00e9 z\u00e1zem\u00ed a kancel\u00e1\u0159e pro na\u0161e finan\u010dn\u00ed terapeuty i klienty p\u0159\u00edmo v\u00a0Praze. Mohu prozradit, \u017ee tyto kancel\u00e1\u0159e se stanou novou centr\u00e1lou Favour Finance a budou se nach\u00e1zet na Praze 8. V\u0161ichni se na to velmi t\u011b\u0161\u00edme. Tak\u00e9 od \u010dervna \u0159e\u0161\u00edme nov\u00e9 roz\u0161\u00ed\u0159en\u00e9 vzd\u011bl\u00e1v\u00e1n\u00ed, konkr\u00e9tn\u011b Vstupn\u00ed akademii, kter\u00e1 startuje ji\u017e od 6. 6. 2020 a na kterou se p\u0159ihl\u00e1silo mnoho nov\u00e1\u010dk\u016f. C\u00edlem pro n\u00e1s v\u0161echny je sd\u00edlet a p\u0159ed\u00e1vat si v\u00a0r\u00e1mci na\u0161ich poradensk\u00fdch center cenn\u00e9 dlouholet\u00e9 zku\u0161enosti v\u00a0oboru, kter\u00e9 zajist\u00ed tu nejkvalitn\u011bj\u0161\u00ed p\u00e9\u010di o na\u0161e klienty v\u00a0oblasti finan\u010dn\u00edho poradenstv\u00ed.<\/p>\n\n\n\n <\/p>\n\n\n\n <\/p>\n\n\n\n \u0160\u00e1rko, d\u011bkuji za rozhovor a p\u0159eji v\u0161e kr\u00e1sn\u00e9 na Va\u0161\u00ed \u017eivotn\u00ed i pracovn\u00ed cest\u011b. <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Rozhovor s \u0160\u00e1rkou Mejst\u0159\u00edkovou, v\u00fdkonnou \u0159editelkou a majitelkou spole\u010dnosti Favour Finance nejen o tom, co v\u0161e n\u00e1m p\u0159inesla \u010di vzala celosv\u011btov\u00e1 pandemie koronaviru.<\/p>\n","protected":false},"author":4,"featured_media":3070,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cybocfi_hide_featured_image":""},"categories":[37],"tags":[],"_links":{"self":[{"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/posts\/3066"}],"collection":[{"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/comments?post=3066"}],"version-history":[{"count":19,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/posts\/3066\/revisions"}],"predecessor-version":[{"id":3088,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/posts\/3066\/revisions\/3088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/media\/3070"}],"wp:attachment":[{"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/media?parent=3066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/categories?post=3066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/favourfinance.cz\/wp-json\/wp\/v2\/tags?post=3066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Zm\u011bnila situace n\u011bjak\u00fd zp\u016fsobem pr\u00e1ci s klienty?<\/span><\/strong><\/p>\n\n\n\n
S \u010d\u00edm se na v\u00e1s klienti mohou v t\u00e9to dob\u011b obracet?<\/span><\/strong><\/p>\n\n\n\n
Jak\u00e9 jsou nej\u010dast\u011bj\u0161\u00ed dotazy?<\/span><\/strong><\/p>\n\n\n\n![\"\"](\"https:\/\/favourfinance.cz\/wp-content\/uploads\/2020\/06\/JAN_1628-683x1024.jpg\")
<\/figure><\/div>\n\n\n\n
M\u00e1te n\u011bjak\u00e9 doporu\u010den\u00ed, kter\u00e9 byste klient\u016fm r\u00e1da p\u0159edala?<\/span><\/strong><\/p>\n\n\n\n
P\u0159in\u00e1\u0161\u00ed tato doba i n\u011bjak\u00e9 v\u00fdhody \u010di finan\u010dn\u00ed p\u0159\u00edle\u017eitosti?<\/span><\/strong><\/p>\n\n\n\n
Va\u0161e pr\u00e1ce se net\u00fdk\u00e1 jen klient\u016f, ale tak\u00e9 kvalitn\u00edch a schopn\u00fdch finan\u010dn\u00edch poradc\u016f, kter\u00e9 m\u00e1te v t\u00fdmu. Pl\u00e1nujete jeho rozr\u016fst\u00e1n\u00ed? Je na to nyn\u00ed vhodn\u00e1 doba?<\/span><\/strong><\/p>\n\n\n\n